If you can spare ₹2000 every month and want to make your money grow, there are Best sip plans ₹2000 per month options for you. SIPs allow you to invest a small amount regularly and can be a smart way to save and earn more money over time. Let’s discover the top SIP plans that suit your ₹2000 monthly budget:
1. Aditya Birla Sun Life Savings Fund
Investment schemes focused on generating income aim to provide a steady stream of money to investors. They do this by carefully investing in things like bonds and other safe financial tools. These schemes are great for people who want a regular income and want to keep their investment safe.
These schemes are cautious in how they invest. They spread their money across different things like bonds, cash, and other safe options. This helps them manage risk and stay stable, even when the market is uncertain. So, they can be a good choice if you’re looking for a SIP plan with INR 2000 per month.
2. Baroda BNP Paribas Large Cap Fund Direct-Growth
The Baroda BNP Paribas Large Cap Fund Direct-Growth is an equity mutual fund scheme introduced by BNP Paribas Mutual Fund. Its core objective is to achieve enduring long-term capital growth for investors by strategically allocating their investments into a diversified and actively managed portfolio of equity and equity-related securities.
This portfolio primarily focuses on larger market capitalization companies. This tailored strategy aims to capitalize on the growth potential of well-established and financially stable corporations, ultimately seeking to deliver substantial returns to investors over an extended investment horizon.
3. PGIM India Mid-Cap Opportunities Fund Direct-Growth
One of the best SIP plans for 2000 per month is the PGIM India Mid-Cap Opportunities Fund Direct-Growth an Equity Mutual Fund Scheme introduced by PGIM India Mutual Fund. Its primary goal is to achieve long-term capital appreciation by predominantly investing in equity and equity-related instruments of mid-cap companies.
The fund’s strategic focus revolves around harnessing the growth potential inherent in mid-sized companies, providing investors with the opportunity to benefit from potentially favourable returns in this market segment. Furthermore, it underscores the significance of portfolio diversification as a means to effectively mitigate investment risks.
4. Quant Mid-Cap Fund Direct-Growth
The Quant Mid-Cap Fund Direct-Growth is an Equity Mutual Fund Scheme introduced by Quant Mutual Fund. Its strategic objective is to attain long-term capital appreciation and income generation by constructing a well-diversified portfolio comprising Mid-Cap companies.
The fund’s central strategy focuses on investing in a range of mid-sized companies, aiming to leverage their growth potential and income-generating capacity within this specific market segment. This approach is carefully crafted to provide investors with an avenue for long-term wealth accumulation while simultaneously prudently managing risk through diversification across various mid-cap investments. It is indeed one of the best SIP plans for 2000 per month.
5. BOI Small Cap Fund Direct-Growth
The BOI Small Cap Fund Direct-Growth is a type of investment offered by BOI Mutual Fund. It’s all about trying to make your money grow over the long term by investing in smaller companies.
This fund pays special attention to smaller, promising businesses because they often have the potential to grow faster and give you more returns on your investment. But it’s important to know that investing in smaller companies can be riskier and more volatile.
6. Axis Small Cap Fund Direct-Growth
One of the best SIP plans for 2000 per month is Axis Small Cap Fund Direct-Growth an Equity Mutual Fund Scheme launched by Axis Mutual Fund. Its primary goal is to achieve long-term capital appreciation by managing a diversified portfolio primarily composed of equity and equity-related instruments of small-cap companies. Great for investors ready to invest for 5+ years and grow their wealth over a long time.
It is strategically designed to tap into the growth potential inherent in small-cap companies, providing investors with the opportunity to potentially realize higher returns while aligning with a longer investment timeframe, although it’s important to acknowledge that such investments may carry an elevated level of volatility.
7. Mahindra Manulife Multi Cap Fund Direct-Growth
The Mahindra Manulife Multi Cap Fund Direct-Growth is an investment option from Mahindra Mutual Fund. It aims to help you make more money over the medium to long term while keeping the risk low.
This fund is carefully designed to balance between growing your money and keeping it safe. It focuses on choosing good and stable businesses to invest in. This way, it tries to give you a chance to make more money over time while avoiding big risks.
8. Quant Tax Plan Direct-Growth
Quant Tax Plan Direct-Growth is an Equity Mutual Fund Scheme introduced by Quant Mutual Fund. Its primary objective is to facilitate capital appreciation by primarily focusing on investments in equity shares with evident growth potential. In addition to this, it also aims to distribute dividends and generate supplemental income for investors as a secondary goal.
This scheme is thoughtfully crafted to align with the long-term wealth accumulation goals of investors through well-considered equity investments, offering the potential for both capital growth and periodic income. It effectively addresses the dual financial objectives of investors while emphasizing opportunities within the sphere of growth-oriented equities.
To find the right SIP (Systematic Investment Plan) for investing ₹2000 each month, you need to consider your own financial goals, how much risk you’re comfortable with, and how long you want to invest. Check how funds did, their fees, and the company’s reputation when choosing.
One smart way to reduce risk is by spreading your money across different types of funds, like stocks, bonds, and a mix of both. You should regularly check how your investments are doing and adjust them as your goals change. Getting advice from a financial advisor who knows your specific situation can be really helpful in making the best choices for your ₹2000 per month investment.